Important News and Announcement Letters

New Default Option

Effective for new participants on or after Tuesday, May 1, 2007, the Plan will change its default investment from the Guaranteed Interest Account to the Destination Retirement Funds based on the participant’s date of birth and Normal Retirement Age (age 59.5 rounded to age 60) as follows:

Destination Fund	Participant Year of Birth	Age at end of 2006
2040	1976 and after	30 and younger
2030	1975 -1966	31 to 40
2020	1965 - 1956	41 to 50
2010	1955 - 1946	51 to 60
Income	1945 and earlier	61 and older

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